Comments on: Peer-to-peer lending: the future of finance? http://positivenews.org.uk/2012/economics_innovation/8721/peer-to-peer-lending-future-finance/ Inspiration for a change Wed, 22 May 2013 17:24:14 +0000 hourly 1 By: Préstamos peer to peer, ¿el futuro de las finanzas? | En Positivo :: Buenas noticias e ideas positivas http://positivenews.org.uk/2012/economics_innovation/8721/peer-to-peer-lending-future-finance/#comment-65568 Préstamos peer to peer, ¿el futuro de las finanzas? | En Positivo :: Buenas noticias e ideas positivas Sat, 06 Oct 2012 18:55:38 +0000 http://positivenews.org.uk/?p=8721#comment-65568 [...] Más información: http://positivenews.org.uk/2012/economics_innovation/8721/peer-to-peer-lending-future-finance/ [...] […] Más información: http://positivenews.org.uk/2012/economics_innovation/8721/peer-to-peer-lending-future-finance/ […]

]]> By: Adam http://positivenews.org.uk/2012/economics_innovation/8721/peer-to-peer-lending-future-finance/#comment-65393 Adam Wed, 19 Sep 2012 22:48:40 +0000 http://positivenews.org.uk/?p=8721#comment-65393 I signed up to Zopa to see what it was all about, read up on the risk/reward, visited the forums to see what other users had done. I was about to lend out a couple of grand but then it became clear that any profit would be taxed as capital gains. suddenly it just seemed like a bunch of hassle. Perhaps I expected more from an upstart. We haven't dis-intermediated the banks yet nor invented a stable ethical money supply so ideas like this unfortunately still need to function within the existing authorities. seedrs appeals more cause I fancy my chances of spotting the next new thing. There are tax incentives rather than penalties. I signed up to Zopa to see what it was all about, read up on the risk/reward, visited the forums to see what other users had done. I was about to lend out a couple of grand but then it became clear that any profit would be taxed as capital gains. suddenly it just seemed like a bunch of hassle.

Perhaps I expected more from an upstart. We haven’t dis-intermediated the banks yet nor invented a stable ethical money supply so ideas like this unfortunately still need to function within the existing authorities.

seedrs appeals more cause I fancy my chances of spotting the next new thing. There are tax incentives rather than penalties.

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